Posts Tagged ‘income’

Some days I have to just sit back in utter awe at some people. I mean literally with eyes wide and mouth open, you know the pose. People sometimes blow me away with what they say and what they do or don’t do.

 

Facebook is famous for it, only because it is currently the largest social media site out there. Don’t quote me on this but I believe they are approaching 1.2 or 1.3 billion users. Mind boggling number. So with those types of numbers I use Facebook for both business and pleasure. The pleasure side of things have a few “oh wow” moments, you get the odd crackpot on there and then of course there is the odd family member or friend who does something stupid. But mostly on the personal for pleasure side it is not too bad.

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But then there are my business encounters on Facebook. Now again most of these are good but I network market so I need to meet a lot of new people all the time, and that is where it can get a little funny. As a marketer I look for like-minded individuals on-line! People that put “self-employed” or Network marketer” or something like that by their name on Facebook. And when they do someone like me assumes they are into a similar type income stream systems I am.  Some people are legit and get to know you and genuinely want to know about your business. They may even tell you about their business, which is great.  But what really gets to me is the sheer number of people who say “can’t you just give me money?” Cyber begging! Or the prostitution that happens by both men and women on-line. Like how the “f” does that even work? Like I live where I live and you live where you live and you are going solicit me? Like I am going to fly your ass over here to do me…really???

 

Do people even take a half minute and think before they act or say stuff? I think I am going to put a jar by my computer and every time some one asks me for cyber money, sexual solicitation or an “I love u” pops up by line three of our first conversation I am going to drop a “toonie” (a Canadian two dollar coin) in it. And I am sure that by the end of the year I will be able to take my lovely wife on a holiday somewhere tropical.

 

I am on here to honestly get to know like-minded people and build business connections. I am hoping we also connect on a personal and professional level. I am not at all interested in cyber beggars or cyber hoe’s of either persuasion. And I am most definitely not looking for a lover after less that twenty-five words exchanged.

 

If you are a real person and we make a real connection on a platonic personal level or we decide we need to be in business together that is awesome. By all means lets rock that. Sorry to rant a bit like this but it must have been one of those cracker days on Facebook.

 

 

I will win

 

 

Why Is This Better Than a Lottery Ticket?

People day in and day out buy lottery tickets. They buy just about every conceivable type and style of lottery tickets. People will pay lotto max or whatever provincial or state run lottery system out there. Then there are the federally run lotteries. On top of that there are the countless little quick picks, too numerous to name “scratch card” type that people buy on a whim. In 2012 Americans alone spent $65,500,000,000.00, yup you read that right sixty five and a half billion dollars on lottery tickets in 2012!(1) That number is up a whole 8 billion over the year before! Why?

I believe it is a sign of the times. People are struggling so they are hoping for a solution. They are putting their money on either a random or heavily speculated sequence of numbers. The odds are astronomical to say the least. A typical ticket holder’s odds of winning in a local state lottery are about 18 million to 1 not very promising if you ask me. And then with the Federal Super Lotto your odds jump to staggering 120 million to 1. Wow!! Mind blowing and yet people show up consistently week after week to buy a ticket, because heaven forbid they miss a week and that is the week their numbers come up!! It blows me away that people will put their hopes and faith into a system that is designed to extract their money.

I myself prefer to believe in opportunities and my ability to work them and make them successful. I perfer things that are tangible and is something I can have a chance of controlling. If not completely, at least to some degree. I over the years have tried several opportunities from typical MLM opportunities, to direct selling plans with over rides, to forced matrix systems. And I have had varying degrees of success with certain ones in every type of business model. And obviously I have totally flopped in other versions of the very same models. So needless to say not all that glitters is gold, but, in every case I hand a direct hand in my own successes and my failures.

The concept I get really excited about now is a hybrid between the typical forced matrix designed compensation plans and a standard mlm or multilevel marketing compensation plans. It is the best of both worlds. The speed of a simple small forced matrix and the sustainability of an MLM pay plan. Beautiful!! Now doesn’t that sound about as good as pay plan can get? Second to none I am sure. I think it will be a while before something can come out that will top that.

My business partner and I have teamed up, with our combined 25 years of experience in this industry, and have taken it even one more step better. We have developed our exclusive “TEAM BUILD” rotator, so, now even if you have tried every other deal out there and have no one left that will even answers the phone when call, or you are that person that has never made a dime on line, or even a complete introvert, YOU can be successful with our system. All you have to do is join our “TEAM BUILD” rotator via the “next in line” referral link when you ready to join! As soon as you are on “board” you then simply submit your referral link to the system once you have successfully enrolled. It is that easy! We believe that once you have success you will not be able to help yourself, you will tell people about the “TEAM BUILD” system you joined!! As you will be making money online again and again and again! So just like you would with a good movie or book or restaurant you will want to tell your friends and family. And your friends and family will want to join the “TEAM BUILD” rotator too. And in that way, you will be able to “give back” to the very system that helped you find success online!

Drop us a message at our Facebook page www.facebook.com/glenmcdonald.biz to find out more or to get started. As with any opportunity timing is everything, and this is no different, and the time is now! We have partnered up with a very stable 12 year old debt free company with awesome products and an incredible compensation plan that is second to none. Add to that our incredible “TEAM BUILD” rotator system and your success is virtually guaranteed!! Everything is in place but you! Drop us a message TODAY at the above mentioned Facebook page and let’s get YOU started down the internet highway to SUCCESS!

(1) http://money.cnn.com/2012/11/27/news/economy/powerball-lottery-sales/index.html

Okay so everybody thinks wahoo the land of free medical!  Yes I live in Canada! The country of free universal healthcare. Well for some reason all of Canada is not created equal. Some groups of people have absolutely free medical, some groups don’t.

 

Lets look at the different provinces. Canada as a whole is supposed to provide its citizens free and equal access to quality medical services. Well some provinces like to charge its residence a “premium” for their access to the free universal service. British Columbia (where I live), Alberta and Ontario have felt they should charge people to access a nationally funded free service.  So in British Columbia to access the very same level of services the rest of country gets for free a family earning 30 000.00$ dollars per year must pay 1 662.00$ in medical premiums. Albertans pay…Hmmmm…seems that information is rather elusive on the internet. Why the secrecy Alberta? Oh well maybe one of my Alberta readers will chime in here with some rates. Quote a family of three or more please. According to the information I found on the rate in Ontario for a household taxable income of 30 000.00$ they would pay 300$ for the same care as we get in British Columbia for over 5 times the rate.

 

Shouldn’t a program that is paid for by taxes be the same all across Canada. I do not understand why we pay “premiums” in some provinces. I could understand if we received free dental or free prescriptions or shorter wait times for procedures than the provinces that don’t charge premiums. When I hear the word premium I get a vision in my head of better service. You know, like  a private concierge or a shorter passholders quay. But I have a hard paying extra for the exact same thing everyone else gets for free.

 

As a person who in not employed by a company with extended medical plans. I have no help on non medical programs like dental or message therapy. So I pay out-of-pocket one hundred percent of those needs. So when something comes up like say oh I don’t know a tooth extraction for a crown. I go out of country. In Canada an implant with crown can cost between 4200.00$ and 6000.00$… so I went to Mexico. Yup Mexico!! The service and workmanship are awesome and I got the all done for about 1300.00$. So if you factor in a last-minute deal to Cancun from Vancouver at about 1200.00$ twice, once for the implant and then 3 months later for the crown. That equals 3700.00$ all totalled. Can you believe that. I can get in two one week vacations and my dental work done to the same standards as they are in Canada for less money than the cheapest average cost of an implant/crown work here. So being that I have a condition where I needed several done you can quickly see my savings.

 

Yes one must shop around and find recommendations but there are excellent competent dentists down there at a fraction of the cost as the same qualified dentists up here. If you message me I would gladly give you the contact info the dentist used. I have heard of other places in the world offering medical tourism. Again there are good and bad practitioners everywhere, I mean look at the malpractice suits here. So be thorough in your investigation and go confidently and enjoy your tropical recovery locales.

 

To join me in my wealth generation click here.

I will win

Why Can’t You Get Anybody To Join You!!

That is an amazing question.  I believe it needs some serious consideration. I have been suffering with this problem too, and wanted to know the answers. Then it came to me, like a beacon of light.

Let’s just clarify this quickly first. I don’t mean that you can’t get anybody to join you in your business, we can all get some. But it is typically a slow and hard process for most networkers. Now you may be the exception and seem to sign people all day every day, but that is not the norm.
I knew it couldn’t be me, personally, I am a decent sort, you know honest, hard working, dedicated etc… like most of us are. I knew it couldn’t be my business opportunities because they have too many success stories for them to be flawed.  So it wasn’t me, and it wasn’t the business, so what could it be.
And then it hit me like a ton of bricks. Success! That was the missing ingredient! People like to join people who have shown them success! I don’t mean “Look at ME!!” either. The people that have followed me have been the ones that have made money with me in the past and want to do it again. So then the question became “how do I get new people to join me?” And I struggled with that for awhile.
Until I found my solution to this problem. It was in the form a very low cost business that has a very quick return on investment/profit success business model. You see people could join this business for a measly $25 with Zero/admin fees or any other additional costs. And with the structure of this business having a 2×2 “follow you” matrix no matter were they join you in the matrix or how long it takes them to find their two people, as a business leader, you could put some people under them and they will make money. NOW YOU ARE A FREAKIN’ HERO!!

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When you help people make money/experience success and then suggest a new business they could join you in as well, “your primary business”, now they will be more willing to follow you. Because you have proven yourself a legitimate successful business leader. So that was the missing ingredient to your ultimate success. Success itself! Even just on a small quick scale.
Now that you have taught the new person what success feels like they will want more. And they will do the same thing you taught them. They will get their new people to join the quick low cost/risk opportunity get some fast success, and then they well most likely get their new people to join them in their main business too which just so happens to be your primary one  also!!
I hope this helps you to build a massive business. Oh what’s that? You want to know the name of this low cost/risk quick success business? Okay! Here is the link for you:

Low Cost Success Opp!

Join it! Your success starts here!! Got questions? My number is on the link.

HOLY COW!! Those are some pretty big cuts coming!

 

I don’t know if you have had a chance to keep up on the news. I was listening to news story yesterday on CBC Radio, Canada’s official news radio, which stated that America was going to make some massive cuts in government spending. I was blown away by the size of the cuts.

85 Billion dollars to be cut from government spending. They are cutting from the federal budget. These cuts are going to be across the board, so no service sector will be spared. They are anticipating 750,000 jobs will be cut. These are all good paying positions.

I remember people saying to me, get yourself a good secure government job, you will be set for life. I guess that reasoning is no good anymore. It goes to show how trying these times are.

Three quarter of a million jobs gone just like that, good paying jobs with benefits and retirement packages. The drop in supporting businesses revenue may result in further layoffs. Not to mention the loose of the disposable income that these jobs provided into the communities.

The real lesson here is that you cannot count on any type of job for security anymore. People will just have to wake up to the idea that you must provide your own security in life. Working for someone else, though easy to do, have zero security. When things get tough they will cut you from the bottom line to persevere. It is just common business practices and the government are just now learning the lesson.

So what is a person to do? Well the number one best solution is to start a business of your own. A home based business is the best type to start as the start up cost is typically smaller than conventional business start ups. Not to mention the overhead required before you can realize a profit is very small with home based businesses.

I have been in home based businesses now for several years and have added quite nicely to my annual income streams. Not to mention the tax savings that a business affords you. By building a home based business I have diversified my income streams. So if my conventional business slows down, which it does from time to time, I don’t sweat it as I have a  couple of other sources of income coming in.

These home based businesses have allowed to get virtually debt free, live just a little better on a day to day bases.  We seem to run out of month now before we run out of money. It has allowed us to afford several vacations a year. All these things were unthinkable a few years back before I got started in this awesome industry. My wife used to hate me joining up in these deals, but she is pretty happy about it now.

I just want to let you know there is a better way out there, a better way to earn money, a better way to structure your earnings and expenditures, a better way to just live your life.

I have two main home based businesses that I highly recommend, they are working well for me, and they will work well for you.

Firstly is my Beachbody business that you can find out more about at http://glenmcdonald.biz

And secondly is a my online advertising business to learn more about this on click here http://bannersbroker.com/getfreewithglen

Or you can contact me via email at getfreewithglen@live.com

In closing I would like to say I hope the new round of cuts do not affect you or at least not too harshly if they do touch you. I hope you find some sound advice in my blog and take the bull by the horns and provide you and your family with the only true security and start your own business today.

 

What is the best way to secure your future?

 

Savings?

Some may say savings is the best way to plan for your retirement. I think it is better for the bank than for you. The way the banking system works with its fractional leverage rules, the more money you lock away in the bank the more money they can loan out at interest. The interest they pay you on your savings in marginal at best if at all. If you have too much money to through around and have made all the other types of investments, I guess you could throw some into savings. But I would question your sanity. In my opinion savings is the worst thing you can do with your money. The main reason is that a dollar put away today may only have a buying power of thirty cents twenty or thirty years from now. Savings are good for short term only, like saving up for a trip or a major purchase, stuff like that.

 A year from now

Investments?

If you have some money kicking around investments is a way better way to go. Buying an investment is a better way to start to leverage your money. Buy into mutual funds or GICs are a surer way to develop larger dividends on your surplus money. Or better yet is investing into real estate holdings, real estate holdings are good for long term investments as they produce income from tenants and typically property values rise about 2-3% a year so over twenty or thirty years you can have a nice little nest egg. The beauty of this program is that you can even leverage the equity to acquire more holding properties. If you were to do this as often as possible over twenty years you could have a nice portfolio to help with retirement.  Another popular investment is into a second business, typically a franchise so it can be as turn-key as possible for you as you’ll probably still have your regular job too.

 

So that is all good and even great if you already have some money to invest. But if you don’t! Then what? How do you get ahead? There is an industry that is just the perfect thing for people that do not the large sums of capital needed to get into the investments world. It is the industry known as direct marketing, referral marketing or network marketing. This is an awesome way for the average person to use time as the medium to leverage up till the money starts to flow in. You see the old adage time is money is truer than you think. If you have money you can save time and start to leverage it right away, however if you do not have money the only thing you can leverage is your time. You have to be willing to commit some time to get the marketing opportunity off the ground. Once you put in some time, some other people who have joined you will start to put time in too and now you have just leveraged time. Keep leveraging time till the money starts to flow in. Once that starts to happen you can now start to leverage time and money, and that is the start of freedom.

 

Referral marketing generally comes in two formats. One type is you talk to people and over time build a network of like minded people who are all working towards a common goal, these are generally referred to but not limited to MLM type companies. Highly lucrative and typically have a great longevity as you are building relationships with your people, and likewise so are they. The other type is more of a passive referral type business were you put out your offering and people you may or may not know will join up on the product or concept offering. They will stay to as long as they are making money and or using the products.

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I personally do a mix of both types. And so far I have better success with the first type of business model. But with that being sad I am just getting started with the latter business type. In closing I would say whatever business you decide to try, or both like I have, just grab something and get started. You will be glad you did! I know I am. Already!!

 

All the best to you.

 

Yaaa!! It’s RRSP time again!!

 

I don’t know about your country but in Canada our government tells us how much we can tuck away without penalty every year. They call this “YOUR maximum RRSP contribution”. What is an RRSP you ask? It is a Registered Retirement Savings Plan. Our government has the audacity to limit the amount of tax sheltered money you can put into there. This concept kind of blows me away on several fronts really.

 

Firstly, why should the government care how much you can tuck away into an RRSP? It is tax sheltered when you put the money in there and you can earn tax free interest (oh boy, let look that hefty rate up), it is definitely NOT tax exempt when you pull it out.

 

Secondly, who really in today’s current hand to mouth existence, for most people, who can afford to even put money into one these registered accounts. I know most of the people I can ask will say “No, I would like too but…..” So how effective is this program if most people can’t even take advantage of it.

 

There has to be a better way. And I believe there is. It is building and a second or even a third passive income stream. Everyone can do this if they are willing to put some effort in. That right there is the number one hurtle for most people when it comes to building a new income stream. They like the idea, the potential rewards, and if they can picture it go gaga about the lifestyle afforded to those that do do it. But for most people that is where it all comes to screeching halt. Sure they will look at the opportunity, they may even sign up for the program, but if they don’t want the results more than they want to be watching evening TV, they will not succeed. Simple as that.

 

There are lots of opportunities in every industry type imaginable. So picking one that is right for you is no problem. Everything is available from passive-no recruiting to typical MLM to home party type businesses out there. So just analyze your desires, what you would like to promote and get started. I am personally involved in a couple of opportunities, some passive and some not so passive but they are in various different industries.  If you would like to know about my interests other than my main one I promote here just drop me a message.

 

Either way I sincerely hope you find one that works for you, and more importantly you have the desire to achieve it over the desire for evening TV viewing. I can honestly tell you it is well worth it!

 

 

I cannot believe this. I could not imagine this happening, can you?

Work your life, forty five maybe fifty years and then you retire to enjoy your so called “Golden Years” and it is ripped away from you because you are still carrying debt with you!! I was saddened and maddened when I read that. What has our society come to when that the average person cannot make money enough in his or her working years that they have to manage a debt load in retirement? Thinking about that blew me away. I couldn’t imagine trying to pay down debt on forty percent of what I couldn’t live on when I was working. It is no wonder so many elderly people look so down trodden.

 

The article was talking numbers like, of the people not retired yet but are over fifty-five about two thirds of are still in debt. Half of all retirees are still on the hook for about twenty-five thousand dollars and one sixth of all retirees are owing a staggering one hundred thousand dollars or more. These are current stats Canada numbers here. It has me concerned for the generation coming up to retirement. If our parents couldn’t pull off retirement debt free and have a little buffer to keep them going and we are doing what they did how are we going to fair any better?

 

I have actually been concerned about it for a while now. I will not be a sad statistic we I am retired so I have decided to be pro-active. I am employing some strategies which are starting to pay off already. I have read some books that have taught me to be my own boss. There are definite advantages to risk and reward. You are either working on your goals and dreams or you are working on someone else’. But rest assured some ones retirement is going to be better because of your actions, the only question is who’s? Business ownership is the best and surest way to secure your future. Not all businesses are created equal and some are definitely better than others. All businesses allow for tax write offs, and let me tell you it is a lot better to pay for things with pre-tax dollars than after-tax dollars. But that is just the beginning.

 

Some businesses are very time consuming, and please don’t confuse self employment as a true business. I spent several years doing that, they are good and can be more lucrative than a typical job. While I was reading a book called the “Cash flow Quadrant” I realized that real business had to be independent of my efforts alone. Meaning that for true wealth and freedom into your golden years your business must be leveraged on the efforts of others. So how do we all get freedom if we have to gain our freedom on the backs of others, wont some people have to be poor so others can be rich? Well there actually is a business model where everyone can succeed. Enter referral marketing, direct selling or network marketing whatever you feel comfortable calling it. This industry allows for leverage to take place over time making it possible for people to enjoy true residual passive income well into their retirement years and even beyond.

 

The start up cost is typically very small, so most everybody can afford to get involved. The products and services are usually of a very high quality so that people will use them and continue to use them for years and years to come. The model is very simple find a product or service you can believe in and start to use it yourself and over time find others who will benefit from the use of these phenomenal products. As they start to use the products and share with people how great the products are the network starts to grow. As it grow so does your passive override commissions and as the products get used and re-ordered by a growing team of users and consumers so grows your residual income. But not just your income because everybody who joins is the head of their business they too are growing a leveraged income just like you. That is the best system out there in my mind to help everybody gain financial freedom. Team work makes the dream work!

 

I remember when I was a kid; I think it was a shampoo company that explained it the best. They showed a girl using their product and she liked and told two friends, and the TV screen split into two images. And then they told two friends and the screen split again, now four images and they told two and the screen images double again. Now let that happen again and again and again till there are a thousand people or more all using the products you introduced to first few people. And now imagine your are receiving a small override passive residual income off of all those sales no matter how big it grows for the lifetime of the company. That my friend is true wealth creation that is lifestyle freedom that is retirement. The only question is when do you get started and how fast do you want to get to retirement?

 

I am doing it and it is working great. I am, this spring, selling my conventional business because my networking business has been consistently paying me more and it is growing. I am really excited about my future and where it is taking me, I highly recommend to everyone they seriously check this fast growing industry out.

Today was day two of my health and fitness transformation. I did my day one Thai Cheng work out again as I decided that I would book my 90 day work out challenge schedule into my super gym scheduler. So because I couldn’t back date it to start yesterday I just redid my day one. No biggy I am in for life.

Yup I am a lifer. I have decided to do my Thai Cheng workout first thing in the morning. That way if my day gets busy and it can I do not feel like I am cramming two workouts back to back or worse not doing one of them.

My plan is to do Thai Cheng in the morning, like I said, and then do a minimum 30 minutes on my bowflex and finish out my day with a 10 minute walk. This is my starting point. Now I know a few are looking at that 10 minute walk and thinking woooo, why not just take a nap instead, you’ll burn just as many calories trying to get to sleep. Well ya see I am an incomplete paraplegic, so a ten minute walk on a treadmill at 1 mile per hour speed setting pretty much wears me out.

So not only am I looking to shed some pounds of excess fat, and build up some lean muscle, I also want to build up my endurance in the thigh muscles I have left. Being upright is also very good the body function as well as bone density.

So yea, Seven a.m. my Thai Cheng, before my dinner 30 minutes Bowflexin’ and then a nice walk after dinner.

Speaking of dinner, what did I consume today? Hmmm, let’s see for breakfast, the most important meal of the day, I fueled my body with a delicious three berry blend shake. I made it with a vanilla shake mix base that is loaded with all kinds of proteins, vitamins, minerals and other good for you stuff, to that I added frozen berries and some crushed ice and blended till it was smooth. For a mid morning snack I had a banana good for you and simple and yummy. Lunch was a ham and cheese bunwich, the bun was homemade whole wheat with onion and cheese baked in with a little mustard and mayo. Had a nutritious protein cookie for a snack at about four p.m.. Supper was a home cooked meal of ham, cream corn and dark whole rice. Had about six cups of water today, one coffee in the morning a large cranberry juice and a green tea this evening while I write this. Desert was a homemade cinnamon bun.

I think that was pretty decent calorie consumption for the day. The whole day would be under 2000 I am sure. So yeah all in all a good day for day two and just getting started.  Hope I managed to keep this entertaining enough for you. I think going forward I will try to include short prose on food, exercise, nutrition, etc…

That’s the plan for now. Don’t wish me luck. Watch me go, better yet come with me.

Holiday Season Wrapping Up

 

I don’t know about you but I really enjoy the holidays. I enjoy the family and friends. I enjoy the laughter and stories. Seeing people I may have not seen in a while. I enjoy the noise and the chaos. I even enjoy the hectic pace needed to pull it all off. I definitely over enjoy all the amazing treats and meals and goodies and drinks that are so abundant during the festive times.

 

But I am also looking forward to the big wind down in the New Year. The holidays are great to see coming and to enjoy when they are happening and they, for me, are equally great to see leave.

 

I know I have not done myself any favors this week and a half. I can feel it. I know that on January first I can call a stop to it all for another six month. Why six months you ask? Simple BBQ season kicks it June twentieth! Father’s Day! The most important day of the year! Well ok second only to Mother’s Day. I can usually spread myself out a bit better during BBQ season. It is like three months long here, longer if you don’t mind Q’ing in a jacket. I mean you can go year round if you don’t mind shovel the snow off the Q.

 

I have my new exercise regime mapped out, got my nutritional supplements in supply. Have my workout room ready even, Bowflex Blaze, a decent treadmill and a DVD player in the room. Gonna put all three of those bad boys through their paces every day! Also, I am going to be hitting some awesome cardio and endurance training with Thai Cheng and P90X workout programs. This year IS going to be the year I get myself back in shape. I am dedicated to making this happen like never before. I am sick and tired of being out of shape. In fact my body is completely the wrong shape. I have corrected it a bit already with my past activities, this new program is going to trump it all.

 

I will be logging my progress for my own selfish reasons, like smiling and gloating. Just kidding, I will be tracking my progress so I can see how I have improved and see what has worked better and what may need some tweaking. I will also share my results with you if on my site if you like.

Before 1

This is my before picture, kind of resemble an Alfred Hitchcock profile! Scared the crap out of me when I put that realization together! To be completely honest I was actually a little bigger than this picture shows before I took my before.  I lost a little bit of weight just by stopping my fast food addiction. Then I lost a little bit more using a nutritional product. My new program is a mix of nutrition and exercise. Now I know you might be thinking “good deduction Watson”. But believe it or not most people are overwhelmed on how do that when they have not been in that environment all along. These programs and products are designed for everybody at every level of fitness to get started and improve their health. I am obviously starting from a place of “HELP” and other may be in better shape, worse shape, or even excellent shape, and this program has products and services everyone will benefit from.

 

If you want to read more about my journey and what I am doing check out this link: http://www.teambeachbody.com/212glen

There is a more current picture of me there that shows some of my progress so far, with my earlier program. If I had success with my earlier program, why did I decide to change? Well the earlier program was just about nutritional supplements only. So when I stopped them or where away from them for a while, I started to put the weight back on immediately. The new program combines exercise and nutrition, so you are actually developing a lifestyle change. And when you make a lifestyle change it stays with you better. Further to that by combining proper nutrition and exercise, if you happen to be away from one side of it for a while the other is still there and vice versa.

So that is why I am so stoked about this program and why I know this one will be the one I will do for the rest of my life!